Specializing in Business Insurance, Life/Health and Disability Insurance
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Insurance Blog

Types of Business Insurance
Posted February 17, 2017

General Liability Insurance
No business should go one day without general liability coverage. This type of policy covers the business in the case of a claim or lawsuit that arises from injuries, accidents, or negligence. Covered claims may include bodily injury, personal injury, property damage, slander, or fal


A stronger U.S. economy, lower unemployment rates, and lower gas prices contributed to more miles driven in the first half of 2016.

Preliminary estimates from the National Safety Council i


OSHA releases the Final


A question that I am often asked by businesses is why they should use a Commercial Insurance Broker to look after their Insurances rather than obtaining on-line quotations or by using some other intermediary such as the banks. In this article I will outline the primary reasons that set Commercial Insurance Brokers a


Arizona Technology Council and Infinity Insurance Partners have developed a cyber and data breach liability Insurance program specifically for AZTC members. Infinity Insurance Partners has access to over 20 + carriers to bring members the best coverage for a competitive price.

Imagine for a moment that your


EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated.

  • Businesses are 3X more likely sued by an employee than experience a fire
  • The average cost of an employement liability lawsuite rose 26% over the past three years

The final ruling of the FDA Food Safety Modernization Act on Sanitary Transportation of Human and Animal Food was published on April 6, 2016, and goes into effect on June 6, 2016.

Th


     In early December 2015, President Obama signed the Fixing America’s Surface Transportation (FAST) Act, a law that funds improvements to the nation’s transportation infrastructure.  A portion of the act will make it legal to use hair follicle testing in lieu of urine analysis


What is Cyber Insurance?
Posted February 26, 2016

Cyber-insurance is an insurance product used to protect businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Risks of this nature are typically excluded from traditional commercial general liability policies or at l


  • A third of global organizations have not planned a formal response to a cyberattack – Computer Business Review April 9, 2015

 

  • Data loss worries execs, but 49% “don’t know” if they have a plan – Advisen, Execut

Merchants Information Solutions and Infinity Insurance Partners Announce Addition of Guaranteed Issue Cyber Liability Insurance Policy to SmartIDentity for Business

New “Guaranteed Issue” Cyber Insurance component adds to the robust SmartIDentity for Business solution by reim


Smart Identity for Business
Posted October 06, 2015

Infinity Insurance Partners is excited to announce a new and first to market program that we have launched with our Partners at Merchants Information Solutions called Smart Iden


Infinity Insurance Partners introduces the Insurers App!

  • Available on Androids, I-Phones, and I-Pads.
  • Users can view their policies, request a certificate, make a payment, add/change vehicles, add/remove/change drivers, request a quote, access ID cards, submit/view a claim, and much more.


Josh is a Chicagoland native who decided it was time to find the sun when he came out to Tempe, AZ in 1995 to attend Arizona State University. Upon graduating from ASU with a B.S. in Business Management he started his career in the insurance industry with Liberty Mutual. After years of learning the concepts of the i


Diane Walsh started her career in insurance in 1976 in Buffalo, NY with Aetna Insurance Company. In 1978, Aetna Insurance Company transferred Diane to Phoenix, AZ. In 1979 Diane joined Schaefer-Smith-Ankeney Insurance Agency where she flourished. Diane moved up within the company and stayed for almost 30 years, whil


As a business owner Employment Practices Liability Coverage is an insurance policy you can’t afford not to have.  The average cost just to defend this type of claim is $30,000.  Most insurance carriers offer a small sublimit on a Business Owners Policy but it is very limited coverage. What does


What Does Directors and Officers Liability Insurance Cover?

 

A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. D&O liability insurance can be written to cover the directors and officers of for


Cyber and Data Breach Liability

Business owners are constantly faced with new challenges. One of those challenges is making sure that client and employee data is secure. Cyber extortion, attacks and hacking are continuously occurring.

Business owners may go to great lengths to protect this data. Cyber/


An Experience Modifier is a huge factor for Workers Compensation Insurance. In the last several years there have been some major changes on how the Experience Modifier is calculated.

If your not prepared, an NCCI increase of the primary-excess split point could raise your primary losses and negatively


Insurance is ever changing and so is your business. Due to economic times many companies have had to come up with ways to diversify or create value for their clients. construction companies now offer a design build solution for the owner/developer. Website design companies have created full service marketing solutio


Understanding CO-Insurance
Posted June 17, 2015

Over the years I have found that one of the biggest gaps on a property policy is the limits of insurance on the building. The building limit is not only underinsured but the client also has Co-Insurance. There is this huge misconception that if the policy states replacement cost that the building is covered to repla


Welcome to Our Blog
Posted June 17, 2015

Welcome to our blog! We are excited about the opportunity to be able to reach out to you on a regular basis with insurance information and local news or events.

Of course, we welcome your thoughts and ideas, so please let us know what you think or if there are any questions you have for us. We’re more t


 

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